Posts

Showing posts with the label Information

Basic Financial Concept

Image
   Hello everyone, , I am Aman Kumar Happy. I write a blog, Aman Kumar Happy (Fintech), with a fantastic blog where I will explain some basic financial concepts that everyone should know. 1. Net Worth First, let's talk about net worth. To understand it, let's say you own some cars worth a total of one crore rupees but have a loan of twenty lakh rupees. So his net worth would be eighty lakh rupees.The simple formula for net worth is assets minus liabilities. 2. Life insurance and health insurance Now let's talk about life insurance and health insurance. Life insurance pays out the payout in the event of death and makes the money available to your named beneficiary. There are different types such as term life insurance, universal insurance, and whole life insurance, but I recommend term life insurance.Health insurance covers medical bills and hospitalization expenses. 3.Emergency Fund Next, let's talk about the emerg...

Tips to reduce Medical bills expanses

Image
1.Intro Medical expenses in India are rising rapidly, with many families falling into poverty just trying to pay their medical bills. But there is a simple way to slash your medical costs by 80% to 85% — by using affordable generic medicines instead of expensive branded drugs. In this short article, I’ll tell you what you need to know about generic drugs and why they can be a lifesaver for your wallet. By becoming aware of this option, you can take control over your medical spending. Firstly talking about report: A recent report found that yearly medical spending per person in India averages around Rs 2,500. Of this, 67% goes towards buying medicines. Another report stated that in the years 2011–2012, 5 crore Indians fell below the poverty line due to unaffordable medical bills. Out of these, 3.8 crore people became poor specifically due to high medicine costs. 2.The Solution — Generic Medicines But there is a simple and effective solution available that can reduce your medical bills b...

Credit card is a trap !

credit card is a trap happy: Credit card is a trap aman: Abey chup koi trap wrap nhi hota hai faltu Dara Raha hai mere pash do cards hai . Dono ki fees zero hai . Due date se pahle full repayment krta hu . Or reward v milte hai. Or Mera civil score 800 hai Tera kitna hai? Happy: kya baat hai yrr sabash . To main keh raha tha credit card is a trap (Ek to aa gya aapke pash plastic money ka access) (Kharacha karte waqt paisa jane ki feeling Hi nahi aati hai ) ( Uper se aisa feeling less kharcha krne pe Aapko milta hai reward points ) Ab jara krte hai in dono chizo ko combine. Result Niklege kuchh aise kharche Jo originally hmne kabhi V plane nhi kiye the . But kyuki kharcha krna aasan hai or reward or Milne Wale hai . Ish wajah se hum wo kharcha jarur kr denge Aman : tuhi hoga pagal main nhi krta fisual kharche . Happy: or sbse badi problem ye hai .ki inlog ko pata nahi chalega ki ye jada kharche krne lag rahe hai . Kiyuki ye ab inke beha...

Discuss about privatisation!

 Yesterday I uploaded a video on my YouTube channel, you must watch that video by going to the topic of privatization.  https://youtu.be/ifcFGEt12wo